Report shows that travel health insurance saved Canadians more than $138 million
News of "Million Dollar Baby" and the case of an Australian who is now facing a growing six-figure medical bill are serving as a cautionary tale for other travellers buying insurance.Yet, travel health...
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High-risk activities and Travel Insurance
If you're planning to go scuba-diving or heli-skiing this holiday season, check your Travel Insurance Policy book before heading out. Many Travel Insurance Plans exclude any loss from "high-risk...
View ArticleExtension of Provincial/Territorial Health Insurance Plan
Did you know that your provincial or territorial health insurance plan expires if you're away from home province/territory for a few months?If you apply for extension, upon your return, there will be...
View ArticleBe honest - Fraudulent misrepresentation
Last month, an woman in Ontario was charged with obstructing justice and fraud over $5,000(*1). The policyholder reported to police that she had a car accident, although the driver of the vehicle...
View ArticleThe cost of an insect bite - real story
The Disneyland Measles Outbreak reminded parents to vaccinate their children. But getting vaccine is not perfect. There's still a good chance to become ill. And, if it happens while your travel abroad,...
View ArticleWhat is not covered by GHIP
It is well known that prescribed drugs and dentistry are not covered by Government Health Insurance Plan(GHIP). But there's more exclusion. The following is a summary of an article from CBC...
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Medical Expenses in U.S. - Based on real claims.
It is notorious that medical expenses in United States are astronomical figures. But, do you really know how much it cost you?Insurance Company RSA Travel Insurance is disclosing medical cost you'll be...
View ArticleTips to shop around for the policy that best meets your needs.
Have you ever experienced feeling "overwhelmed" in looking for travel insurance? If so, you are not alone. There are so many types of plans from different insurance companies. So what do you do? Follow...
View ArticleChina's new visa - long-term and multiple entry
Do you travel to China often? If so, here's good news.Government of Canada announced that new type of Chinese visas available for Canadians from today. The newly introduced visa allows multiple-entry...
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Medical Expenses at sun destinations - US,Mexico & Dominican Republic
Travelling this March Break? Even if it's only for a week, accident can happen.According to RSA Travel Insurance, medical expenses in sun destinations could be thousands of dollars. Below is an...
View ArticleTravelling with medication (prescribed/over-the-counter)
"Can I travel with medications?" Yes, but there are things you should know about. The following is a summary of the guideline posted on the website of Government of Canada for travellers who carry...
View ArticleTravel Information for Canadians
Have you booked your summer vacation yet? Here are some links for trouble-free travel. Bon voyage!A comprehensive guide of traveling -Fly Smart Source: Canadian Transportation...
View ArticleTrip Cancellation and/or Interruption Insurance
Our thoughts and prayers are with those who suffer from the erthquake in Nepal.One of the things we can do as an insurance broker is to improve people's awareness of travel insurance. "Trip...
View ArticleQuestions to ask about credit card coverage.
We often hear our clients say, "I need travel insurance from fourth month of my trip. My credit card insurance will cover me for the first three month." Do you really have "proper protection"? Here...
View ArticleEmergency Evacuation Benefit
Today's topic is "Emergency Evacuation Benefit", which differs from "Emergency Transportation" you can find in most Travel Insurance products."Emergency Transportation"benefit in Travel Insurance is...
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Canada does not pay for hospital or medical services for visitors.
Cost Sample-Two days hospitalization for severe food poisoningDo you have a friend or a family member coming to visit you in Canada?Cost Sample-Two days hospitalization for severe food poisoningIf...
View ArticleTips for US-bound Canadian Snowbirds.
Summer is over but that's all right. Let's get ready for your winter vacation. Here are some tips from CBC US-bound Canadian Snowbirds. Q.How long can Canadians stay in the U.S.? A. Maximum 182 days...
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Medical expenses at Sun Destinations - Mexico, Bermuda, Florida and California
Dear Canadian Snowbirds,Are you heading down to Florida this winter? If yes, please take a look at this case profile. According to RSA Travel Insurance, medical expenses in sun destinations could be...
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Travel insurance for heatlhy travelers.
Travel insurance is critical for those with "pre-existing medical conditions". But what if you don't have any?YES, you still should purchase private travel insurance to cover medical emergencies.Your...
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Honeymoon Travellers
Tips for a Happy Honeymoon With 62% of newly married couples paying for their honeymoon, there is a lot to consider when planning for the big trip.1 Whether it's a getaway to enjoy white sand beaches...
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